Representative Example
This is a finance example for the SEAT Ateca 1.5 TSI 150PS Xperience DSG-auto, based on a £2,000 DC and 4.9% APR Solutions PCP agreement with a 49 month repayment term and annual mileage of 5,000 miles.
CONTRACT DURATION - 49 months
48 MONTHLY PAYMENTS - £329
REPRESENTATIVE APR - 4.9% APR
CUSTOMER DEPOSIT - £6,237.30
SEAT DEPOSIT CONTRIBUTION - £2,000.00
RETAIL PRICE - £35,510
IMG PRICE AFTER DISCOUNT & CONTRIBUTIONS - £30,995
ACCEPTANCE FEE* - £0.00
OPTIONAL FINAL PAYMENT - £12,622.50
OPTION TO PURCHASE FEE** - £10.00
TOTAL AMOUNT PAYABLE - £36,361.80
TOTAL AMOUNT OF CREDIT - £24,757.70
REPRESENTATIVE APR - 4.9% APR
RATE OF INTEREST - 4.85% fixed
ANNUAL MILEAGE - 5,000 miles
EXCESS MILEAGE (PER MILE)# - 6p (incl. VAT)
Terms and conditions
At the end of the Solutions Personal Contract Plan (PCP) agreement there are three options: i) pay the optional final payment and own the vehicle; ii) return the vehicle: subject to excess mileage and fair wear and tear, charges may apply; or iii) replace: part exchange the vehicle.
Retail sales only. *Payable with first payment. **Payable with optional final payment. # 6p per mile excess mileage charges apply (incl. VAT). Further charges may be payable if vehicle is returned. 18s+. Subject to availability and status. T&Cs and exclusions apply. Indemnities may be required. Offers are not available in conjunction with any other offer and may be varied or withdrawn at any time. Available when ordered and registered by 30 June 2025. Accurate at time of publication 04/2025. Freepost SEAT Financial Services.Terms and conditions.
SEAT Financial Services may pay the SEAT retailer a commission for introducing you to them. Commission may be calculated based on either a fixed amount relating to the vehicle you are financing, a percentage of the amount you borrow, or a combination of both. SEAT Financial Services may also make other types of payment to the SEAT Retailer for introducing you to them. Any such amounts will not affect the amounts you pay to SEAT Financial Services under your finance agreement. Runcorn Car Limited T/A IMG SEAT is authorised and regulated by the Financial Conduct Authority under firm reference number 9050284 for credit broking and is a credit broker and not a lender. Runcorn Car Mart Ltd T/A IMG SEAT introduces customers to SEAT Financial Services, which is authorised and regulated by the Financial Conduct Authority under firm reference number 311988 as a lender. We will typically receive a fixed fee from SEAT Financial Services for this introduction. However, the amount of commission received by a dealer does not impact the amount paid by a customer under the credit agreement. Runcorn Car Mart Ltd T/A IMG SEAT does not receive any commission or other payment from SEAT Financial Services for the introduction. Runcorn Car Mart Ltd T/A IMG SEAT is registered in England & Wales No: 641450. Registered Office: 147 Bewsey Road, Warrington, Cheshire WA5 0JX.